Drivers 'should be made to learn for a year'
There should be a restricted "graduated" licence for those driving within six months of passing a test
The Association of British Insurers says drivers aged 17-24 are responsible for a disproportionately high number of crashes, deaths and claims.
The ABI also wants new drivers to face restrictions on driving at night and a lower alcohol limit.
But it says they should be allowed to start learning six months earlier - currently they must be at least 17.
It said the need for more rigorous driver training had been side-stepped "for too long".
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